The Insurance Dispute Expert Your Claim Deserves.

Certified appraiser, umpire, and Xactimate specialist resolving insurance disputes for homeowners, contractors, and attorneys, with precision, impartiality, and decades of construction expertise.

Xactimate Certified
Xactimate Certified Trainer
Certified Umpire
P.L.A.N. Certified Appraiser

What We Do

Comprehensive Insurance & Construction Expertise

From disputed claims to estimate writing, KBH Consulting delivers the competence, impartiality, and precision your case demands.

Insurance Appraisal Services

Insurance Appraisals

When the contractor's estimate and the insurance company's number are far apart, a licensed appraiser bridges the gap. KBH provides competent, unbiased appraisals grounded in deep construction knowledge.

For homeowners · Referred by contractors, public adjusters & attorneys

Umpire Dispute Resolution

Umpire Services

When two appraisers can't agree, the umpire decides. Ben Harris serves as the impartial judge, knowledgeable in construction methods and means, delivering fair, defensible rulings.

For appraisers · Insurance companies & homeowner representatives

Xactimate Estimate Writing

Building Consulting & Estimate Writing

Xactimate powers 90% of the insurance industry, and Ben is Level 3 Certified (less than 1% of all users) and a Certified Xactimate Trainer (fewer than 75 in the country). We write comprehensive estimates with your information as the author.

For contractors & public adjusters

Expert Witness & Pre-Litigation Review

Pre-Litigation Review & Expert Witness

For attorneys filing suit against insurance companies, KBH provides expert estimate reviews and serves as an expert witness, determining the righteous value of the loss with precision and credibility.

For attorneys & insurance carriers

<1%

Of Xactimate Users at Level 3

<75

Certified Xactimate Trainers in the U.S.

20+

Years of Construction Industry Experience

3

Companies Founded

The Founder

Ben Harris

With decades of construction industry experience, Ben Harris brings an unmatched combination of certifications, field expertise, and professional integrity to every engagement. His depth of knowledge in Xactimate, construction methods, and the insurance appraisal process makes him one of the most qualified professionals in the industry.

Certified Xactimate Trainer
Xactimate Level 3 Mastery Certification
Certified Umpire
PLAN Certified Appraiser
Founder of Non-Profit, Mission Catastrophe Response
Ben Harris — Owner, KBH Consulting

Why It Matters

The Xactimate Advantage

L3

Level 3 Mastery

Less than 1% of all Xactimate users achieve Level 3 certification. This represents the highest tier of proficiency in the industry-standard estimating platform.

XCT

Certified Trainer

One of fewer than 75 Xactimate Certified Trainers in the entire country. Ben doesn't just use the software, he teaches the industry how to use it.

90%

Industry Standard

Xactimate is used by 90% of the insurance industry. Estimates written by a Level 3 Certified professional carry unmatched credibility and accuracy.

How It Works

Getting Started Is Simple

01

Reach Out

Contact KBH via phone or the form below. Describe your situation and needs.

02

Case Review

Ben reviews the details, the claim, the estimates, and the scope of work involved.

03

Expert Engagement

Whether it's an appraisal, umpire ruling, estimate, or expert review, work begins immediately.

04

Resolution

Receive a comprehensive, defensible deliverable that carries weight in any setting.

Get In Touch

Ready to Resolve Your Claim?

Whether you're a homeowner facing a disputed claim, a contractor needing comprehensive estimates, or an attorney seeking expert testimony, KBH Consulting is ready.

We Serve

HomeownersContractorsPublic AdjustersAttorneysInsurance Carriers

Request a Consultation